Mutual Funds Made Simpler for Long-Term Wealth Creation
Invest smarter with SIP, Lumpsum, SWP, STP, Fund Switch, Fundcase and Loan Against Mutual Funds.
Wealth rarely grows from idle money sitting in accounts. It grows when money is given direction, discipline and time. Floatr helps individuals and employees access mutual fund solutions built for growth, flexibility and convenience.
Money Needs Direction to Grow
Saving money protects it. Investing money gives it the chance to multiply. Mutual funds help everyday investors participate in markets through professionally managed portfolios—without needing to pick stocks individually.
Cash feels safe today. Growth often needs time.
Because Wealth Is Usually Built Slowly, Not Suddenly
Many people believe wealth requires large starting capital. In reality, disciplined investing over time can be more powerful than one big beginning.
At 12% assumed annual return could grow to approximately ₹49 Lakhs*
At 12% could grow to approximately ₹1.9 Crore*
At 12% could grow to approximately ₹54 Lakhs*
Small monthly discipline can outperform occasional motivation.
*Illustrative only. Returns are not guaranteed.
Complete Mutual Fund Transactions in One Platform
SIP (Systematic Investment Plan)
Invest a fixed amount at regular intervals into selected mutual fund schemes—building discipline without needing large upfront capital.
Best For
- Monthly savers
- Salaried professionals
- First-time investors
- Long-term wealth builders
Small amounts can create big outcomes over time.
Talk to us to get startedLumpsum
Invest a one-time amount when you have surplus funds, bonus income or a specific goal in mind.
Best For
- Bonus or incentive income
- Maturity proceeds
- Idle cash allocation
- Goal-specific investing
A strong beginning can accelerate the journey.
Talk to us to get startedSWP (Systematic Withdrawal Plan)
Withdraw a fixed amount regularly from your mutual fund holdings while the remaining investment continues to participate in markets.
Best For
- Retirees and pre-retirees
- Regular income needs
- Partial withdrawals without full redemption
- Planned cash flow
Income planning can continue even after accumulation.
Talk to us to get startedSTP (Systematic Transfer Plan)
Transfer a fixed amount periodically from one scheme to another—for example, gradually moving from debt to equity.
Best For
- Portfolio rebalancing
- Gradual risk adjustment
- Staged allocation strategies
- Investors shifting asset mix
Movement between funds can be planned, not rushed.
Talk to us to get startedFund Switch
Move investments between schemes based on changing goals, risk views or portfolio optimization needs.
Best For
- Portfolio optimization
- Scheme review and realignment
- Goal-based adjustments
- Long-term allocators
Flexibility helps portfolios stay relevant.
Talk to us to get startedSell / Redemption
Redeem mutual fund units partially or fully when goals are achieved or liquidity is required.
Best For
- Goal completion
- Planned liquidity needs
- Portfolio restructuring
- Partial profit booking
Access matters when life does not wait.
Talk to us to get startedSmart Tools Beyond Basic Investing
Fundcase
Curated baskets of mutual funds designed around themes, risk levels and time horizons—ideal for investors who want professional structuring without selecting every scheme individually.
Best For
- Goal-based investing
- First-time investors seeking guidance
- Busy professionals
- Diversification without complexity
Curated paths reduce decision fatigue.
Explore FundcaseLoan Against Mutual Funds (LAMF)
Unlock liquidity from existing mutual fund holdings without redeeming units—useful for short-term needs while staying invested for long-term goals.
Best For
- Temporary cash flow needs
- Emergency liquidity
- Avoiding premature redemption
- Investors with established portfolios
Liquidity without breaking long-term plans.
Learn About LAMFBuilt for Real Financial Goals
Goal
Child Education
Plan for school, college and higher education costs with disciplined investing.
Education costs rise faster than everyday expenses.
Goal
Home Down Payment
Build a dedicated corpus for one of life’s biggest financial milestones.
A clear target makes saving feel purposeful.
Goal
Retirement Wealth
Create long-term capital that supports independence in later years.
The cost of waiting is often invisible.
Goal
Tax Planning
Use eligible investment options as part of a broader tax-efficient strategy.
Smart planning works better year-round than at the last minute.
Goal
Travel Goals
Turn dream trips into funded plans instead of delayed wishes.
Goals feel real when money is already moving toward them.
Goal
Financial Freedom
Build optionalities—choices that come from financial strength over time.
Freedom often begins with consistent action.
Money grows faster when it has a purpose.
Simple Enough to Start. Powerful Enough to Scale.
Low Minimums
Start with amounts that feel comfortable—not intimidating.
Clear Journeys
Understand each step without financial jargon overload.
Complete Transactions
SIP, lumpsum, SWP, STP, switch and redemption in one place.
Scales With Ambition
Grow from first SIP to Fundcase baskets and LAMF.
The Best Time Depends Less on Markets and More on You
Common Questions
Practical answers before you start or scale mutual fund investing.
Talk to our teamHow much do I need to start investing in mutual funds?
Many investors begin with modest SIP amounts. The right starting point depends on your income, goals and comfort level—what matters most is starting with a sustainable amount and staying consistent.
What is the difference between SIP and lumpsum investing?
SIP invests a fixed amount regularly over time, which helps build discipline and can smooth market fluctuations. Lumpsum invests a one-time amount upfront—useful when you have surplus funds or a specific goal timeline.
Are mutual fund returns guaranteed?
No. Mutual funds are market-linked products and returns can vary. Past performance does not guarantee future results. Illustrations on this page are for understanding only and should not be treated as assured outcomes.
What ₹100 Per Day Could Mean
That is roughly ₹3,000 per month in a SIP. Over 20 years at an assumed 12% annual return, it could grow to approximately ₹29.9 Lakhs* —not from one lucky moment, but from steady participation.
Sometimes wealth begins with what feels too small to matter.
*Illustrative only.
Let Your Money Start Working Harder
Choose SIP, Lumpsum, Fundcase or advanced mutual fund options with Floatr.