Corporate Mutual Funds

Salary-Linked Mutual Fund Investing for Every Employee

Help employees build long-term wealth through salary-linked mutual fund investing. Floatr enables organizations to offer seamless SIPs and curated investment portfolios directly through payroll—making financial wellness effortless for employees and administration simple for HR.

Habit
Invest before you spend
SIP
Linked to payroll
AMC
SEBI-regulated funds
Employees investing in mutual funds through corporate payroll programs in India
Investing habit, built in
Corporate mutual fund SIP programs building employee wealth in India
Introducing a New Way to Invest

What are Salary-Linked Mutual Funds

Salary-Linked Mutual Funds are a simple way for employees to invest directly from their monthly salary through automated SIPs. By linking investments to payroll, employees can build long-term wealth without worrying about remembering investment dates or manually transferring money every month. It’s a smarter way to make investing a natural part of every salary cycle.

The easiest investment is the one you never have to remember.

Mutual funds be a corporate benefit?

Why Companies Are Introducing Salary-Linked Mutual Funds

Automatic SIPs

Investments are automatically deducted every salary cycle, making disciplined investing effortless.

Multiple Funds

Employees can choose from a curated selection of mutual funds to build a diversified investment portfolio.

No Lock-in

Unlike many traditional savings products, employees retain the flexibility to redeem their investments whenever required, subject to the mutual fund scheme terms.

Long-Term Returns

Equity mutual funds have historically delivered higher long-term return potential than traditional savings products, while remaining subject to market risks.

100% Voluntary

Employees decide whether to participate, how much to invest, and can modify or stop their SIPs at any time.

Zero Cost to the Company

A meaningful financial wellness benefit with no implementation cost, investment obligation, or financial liability for the employer.

A benefit employees value. A process HR doesn’t have to manage.

One Platform. Two Experiences.

Built for Employees. Designed for HR Teams

Floatr delivers a seamless investing experience for employees while providing HR teams with the tools to launch, manage and monitor Salary-Linked Mutual Funds—all from a single platform.

Corporate Mutual Fund Dashboard to process Mutual Fund Investment
Corporate Mutual Fund App to Invest on Mutual Fund

Time in the market beats timing the market—and habit keeps you in.

How It Works

Achieve Every Financial Goal, One Salary at a Time

Choose Your Monthly SIP

Decide how much you’d like to invest every month based on your financial goals.

Select Your Funds

Choose from a curated range of mutual funds or build a diversified portfolio that suits your risk profile.

Salary-Linked Investing Begins

Your SIP is automatically processed every month after your salary is credited, making investing completely effortless.

Track Your Portfolio

Monitor your investments, returns and portfolio performance anytime through the Floatr app.

Modify Anytime

Increase, reduce, pause or stop your SIP whenever your financial priorities change.

Track Your Financial Goals

Stay invested with discipline and let every salary bring you one step closer to your financial goals.

From your first salary to your biggest financial milestone— every investment happens automatically.

Built for HR Teams

Everything You Need to Launch Salary-Linked Mutual Funds

Floatr takes care of everything—from employee onboarding and portfolio selection to payroll coordination, education and ongoing support—making it effortless for both employees and HR teams.

Employee Onboarding

Simple digital onboarding in just a few minutes.

Investment Education

Regular webinars, financial literacy sessions and curated investment guidance.

Curated Fund Selection

Employees can choose from carefully selected mutual funds across different investment styles.

Ongoing Employee Support

Dedicated support through WhatsApp, email and phone to assist employees throughout their investment journey.

HR Dashboard

Track participation, manage communications and monitor programme adoption from a single dashboard.

Zero Cost Implementation

No setup fees, no platform charges and minimal effort from the HR team.

One payroll integration. A lifetime of disciplined investing.

Employee Financial Wellbeing

One Small Investment Today. A Financially Healthier Workforce Tomorrow.

Salary-Linked Mutual Funds help employees build long-term financial discipline, preparing them for emergencies, life goals and retirement—while creating a happier, more financially confident workforce.

Without Salary-Linked Investing

  • Investing happens inconsistently
  • Financial goals remain unplanned
  • Limited emergency preparedness
  • Higher financial stress

With Salary-Linked Mutual Funds

  • Investing happens automatically every salary cycle
  • Better preparedness for financial emergencies
  • Greater clarity towards life goals
  • Stronger employee wellbeing and retention
Understand Employee Financial Wellness

Turn Every Salary into Long-Term Financial Wellbeing

Launch Salary-Linked Mutual Funds with Floatr and give your employees a simple, automated way to build wealth, improve financial resilience, and achieve their life goals—without adding complexity for HR.

Invest-before-spend habitPayroll-linked SIPSEBI-regulated AMC funds