Clear answers on products, planning & workplace benefits.

Floatr is India’s employee financial wellness platform—salary-linked investing, Corporate NPS, insurance, digital gold, mutual funds and planning tools. For account-specific help, reach care@floatr.in or use in-app support.

A chosen amount invests from payroll before the rest hits your bank—Earn → Invest → Spend. For account-specific help, reach care@floatr.in or use in-app support.

Individuals via the app, or employees through employer programs like Elevate Plus and GigRise. For account-specific help, reach care@floatr.in or use in-app support.

Yes—pan-India for companies and earners, mobile-first for office and field teams. For account-specific help, reach care@floatr.in or use in-app support.

Built around payroll and workplace benefits—not just standalone trading. For account-specific help, reach care@floatr.in or use in-app support.

No. Floatr partners with regulated institutions for financial products. For account-specific help, reach care@floatr.in or use in-app support.

Products are offered through SEBI, PFRDA and IRDAI-regulated partners as applicable. For account-specific help, reach care@floatr.in or use in-app support.

Mutual funds, digital gold, Retail NPS, Corporate NPS, insurance and calculators. For account-specific help, reach care@floatr.in or use in-app support.

Helping people save, invest, protect and plan—reducing money stress at work. For account-specific help, reach care@floatr.in or use in-app support.

Yes—individual registration and KYC in the app. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Designed for India; check the app for current language options. For account-specific help, reach care@floatr.in or use in-app support.

Industry practices and regulated partner systems for financial data. For data requests or security concerns, contact care@floatr.in with your registered mobile number.

Invest from income first, then spend—wealth before lifestyle creep. For account-specific help, reach care@floatr.in or use in-app support.

Primarily for India residents; contact support for NRI-specific cases. For account-specific help, reach care@floatr.in or use in-app support.

Typically 18+ for investing and KYC. For account-specific help, reach care@floatr.in or use in-app support.

Education and tools—not a substitute for licensed advice on complex cases. For account-specific help, reach care@floatr.in or use in-app support.

See Contact Us for corporate or partner discussions. For account-specific help, reach care@floatr.in or use in-app support.

Read About Floatr. For account-specific help, reach care@floatr.in or use in-app support.

Payroll timing and employer programs vs individual bank mandates—both supported. For account-specific help, reach care@floatr.in or use in-app support.

Yes individually; gig employers may offer GigRise. For account-specific help, reach care@floatr.in or use in-app support.

No—Floatr simplifies access; professionals help with complex tax/planning. For account-specific help, reach care@floatr.in or use in-app support.

Retention, EVP, participation metrics and real employee outcomes. Ensure your name and date of birth match across PAN, Aadhaar and bank records to avoid verification delays. Matching details across PAN, Aadhaar and your bank account prevents most verification failures.

Email care@floatr.in. For account-specific help, reach care@floatr.in or use in-app support.

No—startups to enterprises; Edvisor from ~50 employees. Ensure your name and date of birth match across PAN, Aadhaar and bank records to avoid verification delays. Matching details across PAN, Aadhaar and your bank account prevents most verification failures.

Updated periodically; verify tax/regulatory details with official sources. For account-specific help, reach care@floatr.in or use in-app support.

Downloading the app and accessing planning tools is free. When you invest, standard product charges apply—such as mutual fund expense ratios or insurance premiums—not a separate Floatr subscription for basic use. For account-specific help, reach care@floatr.in or use in-app support.

Floatr is primarily mobile-first through the iOS and Android apps. Some flows may open in a mobile browser; for the full experience, use the official app from the App Store or Google Play. For account-specific help, reach care@floatr.in or use in-app support.

You can reach the team via care@floatr.in , the Contact page, and in-app help where available. Workplace programs also receive rollout support for HR teams. For account-specific help, reach care@floatr.in or use in-app support.

Floatr does not sell your personal financial data for advertising. Data is used to deliver the service, meet regulatory obligations and improve the product, as described in our Privacy Policy.

Enable app notifications for product updates, follow Floatr on official social channels, and check the Blogs section for guides on investing, tax and workplace benefits. For account-specific help, reach care@floatr.in or use in-app support.

App Store, Google Play or website header/footer links. For account-specific help, reach care@floatr.in or use in-app support.

No—individual KYC and investing works standalone. Ensure your name and date of birth match across PAN, Aadhaar and bank records to avoid verification delays. Matching details across PAN, Aadhaar and your bank account prevents most verification failures.

Usually PAN, Aadhaar and bank account. Ensure your name and date of birth match across PAN, Aadhaar and bank records to avoid verification delays. Matching details across PAN, Aadhaar and your bank account prevents most verification failures.

Minutes to one business day typically. Ensure your name and date of birth match across PAN, Aadhaar and bank records to avoid verification delays. Matching details across PAN, Aadhaar and your bank account prevents most verification failures.

Yes—bank mandate or lumpsum from your account. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Dashboard: holdings, SIPs, goals, transactions. For account-specific help, reach care@floatr.in or use in-app support.

Forgot password on login or security settings. Never share OTPs or passwords with anyone—even if they claim to represent Floatr.

Account settings with OTP verification. For account-specific help, reach care@floatr.in or use in-app support.

Payment settings; SIP mandates may need refresh. For account-specific help, reach care@floatr.in or use in-app support.

Per product in investment/nominee section. For account-specific help, reach care@floatr.in or use in-app support.

Low balance, expired mandate, bank block or cut-off—check details. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Approve e-NACH/UPI when starting SIP. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

e-NACH, UPI, net banking per product. For account-specific help, reach care@floatr.in or use in-app support.

From transaction or documents section. For account-specific help, reach care@floatr.in or use in-app support.

Allow settlement window; contact support if stuck. For account-specific help, reach care@floatr.in or use in-app support.

Enable in security settings. For data requests or security concerns, contact care@floatr.in with your registered mobile number.

App notification preferences. For account-specific help, reach care@floatr.in or use in-app support.

HR invite link or employer code. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Same login; review sessions in settings. For account-specific help, reach care@floatr.in or use in-app support.

Email support; close/redeem investments per rules first. For account-specific help, reach care@floatr.in or use in-app support.

Fix before KYC or contact support with proofs. Ensure your name and date of birth match across PAN, Aadhaar and bank records to avoid verification delays. Matching details across PAN, Aadhaar and your bank account prevents most verification failures.

Yes to download; fund expense ratios apply to investments. For account-specific help, reach care@floatr.in or use in-app support.

Update, restart, reinstall; report to support. For account-specific help, reach care@floatr.in or use in-app support.

care@floatr.in or Contact. For account-specific help, reach care@floatr.in or use in-app support.

Shown at order placement—typically afternoon for MFs. For account-specific help, reach care@floatr.in or use in-app support.

Common reasons include blurry document photos, name mismatches between PAN and bank, or invalid/expired details. Re-upload clear images and ensure all fields match official records exactly. Matching details across PAN, Aadhaar and your bank account prevents most verification failures.

Yes—you can sign in on multiple devices with the same credentials. Review security settings periodically and log out of devices you no longer use. For account-specific help, reach care@floatr.in or use in-app support.

Use app security settings to add OTP verification on login and enable biometric unlock where supported. Never share OTPs with anyone claiming to be from Floatr. For account-specific help, reach care@floatr.in or use in-app support.

Log in from another device if possible and change your password immediately. Contact care@floatr.in to report loss of device access so additional checks can be applied. For account-specific help, reach care@floatr.in or use in-app support.

Notifications show limited information on your lock screen. For sensitive details, open the app after unlocking your device and avoid sharing screenshots of portfolio or OTP screens. Never share OTPs or passwords with anyone—even if they claim to represent Floatr.

Often a few weeks—not quarters—depending on payroll scope. For account-specific help, reach care@floatr.in or use in-app support.

Yes—scoped during onboarding to your HR stack. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

From ~50 for Edvisor; investing programs scale broadly. Ensure your name and date of birth match across PAN, Aadhaar and bank records to avoid verification delays. Matching details across PAN, Aadhaar and your bank account prevents most verification failures.

Floatr handles product/app; HR gets rollout kits and reporting. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

No—voluntary opt-in design. For account-specific help, reach care@floatr.in or use in-app support.

Employees adjust within payroll and product rules. For account-specific help, reach care@floatr.in or use in-app support.

Participation, enrollment and program insights—not individual portfolio advice. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Discovery → design → payroll alignment → comms → go-live. For account-specific help, reach care@floatr.in or use in-app support.

Yes for corporate programs—assigned during onboarding. For account-specific help, reach care@floatr.in or use in-app support.

Templates, FAQs and launch webinars available. For account-specific help, reach care@floatr.in or use in-app support.

Employee financial data handled per regulatory and contractual standards. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. For data requests or security concerns, contact care@floatr.in with your registered mobile number.

Yes—phased rollouts are common. For account-specific help, reach care@floatr.in or use in-app support.

Depends on scope and size—request proposal via demo. For account-specific help, reach care@floatr.in or use in-app support.

Flexible commercial terms discussed at signup. For account-specific help, reach care@floatr.in or use in-app support.

We support employer diligence with documentation as needed. For account-specific help, reach care@floatr.in or use in-app support.

Supported—pan-India rollout patterns. Ensure your name and date of birth match across PAN, Aadhaar and bank records to avoid verification delays. Matching details across PAN, Aadhaar and your bank account prevents most verification failures.

Programs can cover both; GigRise suits contract-heavy models. For account-specific help, reach care@floatr.in or use in-app support.

We provide clear employee communication on voluntary benefits. For account-specific help, reach care@floatr.in or use in-app support.

Participation rates, retention signals and employee feedback—not investment returns. For account-specific help, reach care@floatr.in or use in-app support.

Benefits structured as voluntary; legal review per your policy. For account-specific help, reach care@floatr.in or use in-app support.

Typically HR/Finance leadership per your procurement process. For account-specific help, reach care@floatr.in or use in-app support.

Corporate billing per agreed commercial terms. For account-specific help, reach care@floatr.in or use in-app support.

Bulk enrollment options depend on program—discuss at onboarding. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Yes—HR enablement session included in rollout. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Employee accounts remain theirs; migration discussed contractually. For account-specific help, reach care@floatr.in or use in-app support.

Most employers route the decision through HR and Finance leadership; larger organisations may involve legal or procurement. Floatr provides materials to support internal approval. For account-specific help, reach care@floatr.in or use in-app support.

Employer-branded launch emails, posters and FAQ decks can be co-branded during rollout. Full white-label app experiences are discussed for enterprise deployments. For account-specific help, reach care@floatr.in or use in-app support.

HR typically receives enrollment status and aggregate participation—not individual fund choices, balances or transaction history. See Privacy & Security for detail. For data requests or security concerns, contact care@floatr.in with your registered mobile number.

When someone leaves, payroll deductions stop automatically. The employee retains their investment accounts and can continue as an individual user through the app. For account-specific help, reach care@floatr.in or use in-app support.

Floatr and its regulated partners follow applicable data residency and security requirements for financial services in India. Enterprise customers can request documentation during diligence. For data requests or security concerns, contact care@floatr.in with your registered mobile number.

HR shares invite link or code—download app, verify, complete KYC. Ensure your name and date of birth match across PAN, Aadhaar and bank records to avoid verification delays. Matching details across PAN, Aadhaar and your bank account prevents most verification failures.

Only by the amount you choose—it redirects income to wealth, not a fee. For account-specific help, reach care@floatr.in or use in-app support.

Yes—opt into funds, NPS, gold, insurance per program. For account-specific help, reach care@floatr.in or use in-app support.

Investments stay yours; payroll deductions stop; continue personally in app. Ensure your name and date of birth match across PAN, Aadhaar and bank records to avoid verification delays. Matching details across PAN, Aadhaar and your bank account prevents most verification failures.

Yes—account portable; link new employer if they use Floatr. For account-specific help, reach care@floatr.in or use in-app support.

Regulated products in your name; market risk applies to market-linked assets. For account-specific help, reach care@floatr.in or use in-app support.

Payroll office staff: Elevate Plus. Gig/field: GigRise—ask HR. For account-specific help, reach care@floatr.in or use in-app support.

Yes—stop or change contributions per policy and cut-offs. For account-specific help, reach care@floatr.in or use in-app support.

HR sees participation—not individual holdings or balances. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Investments may have tax treatment per product; salary TDS still applies on income. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Possible within payroll limits you and employer configure. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Depends on employer setup—ask HR or use personal top-ups. For account-specific help, reach care@floatr.in or use in-app support.

Employer policy decides eligibility timing. For account-specific help, reach care@floatr.in or use in-app support.

Set by employer program rules. For account-specific help, reach care@floatr.in or use in-app support.

Personal financial data protected; employers don’t get portfolio details. For account-specific help, reach care@floatr.in or use in-app support.

Contact HR and Floatr support with payslip reference. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Edvisor or launch webinars may be offered by employer. For account-specific help, reach care@floatr.in or use in-app support.

Primarily mobile app; web for some flows. For account-specific help, reach care@floatr.in or use in-app support.

Individual accounts; group insurance may cover dependents per policy. For account-specific help, reach care@floatr.in or use in-app support.

In-app support and care@floatr.in; escalate via HR if workplace issue. For account-specific help, reach care@floatr.in or use in-app support.

In-app help and Edvisor content explain basics. For account-specific help, reach care@floatr.in or use in-app support.

Employer and product minimums apply—shown at enrollment. For account-specific help, reach care@floatr.in or use in-app support.

Employer may update program; you’re notified of changes. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Referral programs vary—check app or HR comms. For account-specific help, reach care@floatr.in or use in-app support.

Download app → verify → KYC → choose products → confirm payroll amount. For account-specific help, reach care@floatr.in or use in-app support.

No. Managers and HR administrators do not receive individual investment amounts or portfolio details—only program-level participation where configured. For account-specific help, reach care@floatr.in or use in-app support.

SIP debits depend on salary credit and mandate timing. If salary is delayed, the debit may fail for that cycle; you can often retry or adjust once payroll clears. All market-linked products carry risk; past performance does not guarantee future results.

Yes. Many employees set a payroll SIP and add personal top-ups through bank mandate or lumpsum in the same app account. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings.

Work email may be used for initial employer verification. You can update contact details in account settings; keep email access for important account alerts. For account-specific help, reach care@floatr.in or use in-app support.

Your account is tied to your identity and regulated partners, with encryption and access controls. Read the Privacy & Security section for a full overview. For data requests or security concerns, contact care@floatr.in with your registered mobile number.

Floatr uses industry-standard safeguards including encryption in transit (HTTPS/TLS), access controls and regulated partner infrastructure for financial transactions. We collect only what is needed to deliver investing, insurance and workplace benefit services, and we describe processing in our Privacy Policy.

Depending on how you use Floatr, we may collect identity and KYC information (name, PAN, Aadhaar references, address), contact details, bank account information for mandates, employment details for workplace programs, device and app usage logs, and transaction records required by financial regulators.

Data moving between your device and Floatr services is encrypted using modern TLS protocols. Sensitive credentials and payment authorisations use additional OTP and mandate checks through banking and regulator-approved rails.

Access is limited to you through authenticated login, authorised Floatr operations staff on a need-to-know basis for support, and regulated partners (such as mutual fund registrars or NPS custodians) who process your transactions under law.

No. Employers and HR administrators enrolled in workplace programs typically see whether you joined and participation summaries—not individual holdings, fund choices or account balances, unless you voluntarily share them.

Floatr and its partners store data on secure cloud and financial infrastructure with controls appropriate to Indian financial services. Enterprise customers can request documentation on data handling during vendor review.

Floatr follows applicable Indian laws and regulations governing financial services and personal data, including requirements under the Digital Personal Data Protection framework as they apply to our role. Our Privacy Policy and Data Protection Agreement describe obligations in detail.

We share data with regulated partners only where necessary to execute your requests—KYC verification, mutual fund orders, NPS registration, insurance underwriting or payroll deduction. We do not sell personal financial data to advertisers.

SIP and payment mandates use NPCI e-NACH/UPI rails with bank-side authentication. Floatr does not store your full card or net-banking passwords; authorisation happens on secure bank or UPI interfaces. Never share OTPs or passwords with anyone—even if they claim to represent Floatr.

The marketing website may use essential and analytics cookies to improve performance and understand usage. You can manage browser cookie settings; the mobile app uses device identifiers per platform rules.

Use app security settings to require OTP on login in addition to your password, and enable biometric unlock on supported devices. Never share OTPs—even if someone claims to be Floatr support.

Change your password immediately, log out of other sessions if available, and email care@floatr.in with your registered mobile number. We can apply additional verification before further transactions.

We retain data as long as your account is active and for periods required by financial regulations, tax law and dispute resolution. When you request deletion, some records may still be kept where law mandates retention.

You may request account closure after redeeming or transferring investments per product rules. We will delete or anonymise personal data where legally permitted, while retaining transaction records regulators require.

Use unsubscribe links in emails, adjust notification preferences in the app, or email care@floatr.in. Transactional alerts (OTP, payment confirmations) cannot be disabled while your account is active.

If you enable Face ID or fingerprint login, biometrics are processed on your device by the operating system—Floatr does not receive or store your fingerprint or face templates.

Camera access may be needed to photograph KYC documents; storage permission helps upload files securely during onboarding. You can deny permissions, but some features may not work until access is granted.

Floatr works with regulated financial partners who maintain their own audits and certifications. Enterprise customers can request security questionnaires and documentation during procurement.

Floatr will never ask for your OTP, password or full card details by phone or SMS. Always type floatr.in URLs yourself or use official app store links—do not trust random investment links on social media.

We would investigate promptly, contain the issue, notify affected users and regulators as required by law, and take steps to prevent recurrence. Report suspected incidents to care@floatr.in immediately.

The complete policy is at Privacy Policy. For corporate customers, see also the Data Protection Agreement and Terms and Conditions.

Employer programs link your work identity for enrollment and payroll deductions, but investment accounts remain in your name with regulated partners. HR receives program metrics—not trading discretion over your portfolio.

KYC is performed through regulator-approved agencies who may verify Aadhaar without Floatr storing your full Aadhaar number where virtual ID or masked references are used. Partners must comply with UIDAI and RBI guidelines.

Primary processing for Indian financial products is designed around domestic regulated infrastructure. If any subprocessors process data abroad, it is under contractual safeguards and applicable law.

Floatr services are intended for adults 18+. We do not knowingly collect data from minors; contact us if you believe a minor has created an account.

Email care@floatr.in with your request to access, correct or delete personal data. We will verify your identity before fulfilling requests, subject to regulatory retention requirements.

Support conversations are used to resolve your issue and improve service. Do not share passwords or OTPs in tickets. Access is limited to trained support staff.

Yes, for fraud prevention, security monitoring and diagnosing technical issues. Logs are retained for a limited period per internal policy and legal requirements.

Payroll files contain employee identifiers and deduction amounts needed for benefits. Transmission uses agreed secure methods; access is restricted to implementation and support personnel on a need-to-know basis.

You may request a summary of personal data we hold by contacting care@floatr.in. Investment statements are also available from within the app and from fund/insurer statements.

Elevate Plus for salaried HR-led rollouts. Ensure your name and date of birth match across PAN, Aadhaar and bank records to avoid verification delays. Matching details across PAN, Aadhaar and your bank account prevents most verification failures.

GigRise for mobile-first frontline workforces. For account-specific help, reach care@floatr.in or use in-app support.

Edvisor —financial education and wellbeing. For account-specific help, reach care@floatr.in or use in-app support.

Yes—e.g. Elevate Plus HQ + GigRise field. For account-specific help, reach care@floatr.in or use in-app support.

Edvisor builds literacy; Elevate Plus enables payroll benefits—often combined. For account-specific help, reach care@floatr.in or use in-app support.

Discovery → design → payroll → comms → go-live with Floatr support. For account-specific help, reach care@floatr.in or use in-app support.

Scoped in proposal—book a demo. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Elevate Plus or Edvisor from small teams upward. For account-specific help, reach care@floatr.in or use in-app support.

Often GigRise for plant/field + Elevate Plus for office. For account-specific help, reach care@floatr.in or use in-app support.

Elevate Plus popular for payroll-native tech teams. Ensure your name and date of birth match across PAN, Aadhaar and bank records to avoid verification delays. Matching details across PAN, Aadhaar and your bank account prevents most verification failures.

GigRise for store staff; Elevate Plus for corporate office. For account-specific help, reach care@floatr.in or use in-app support.

Voluntary benefits via regulated products—legal review on your side. For account-specific help, reach care@floatr.in or use in-app support.

All programs support distributed enrollment via app. Ensure your name and date of birth match across PAN, Aadhaar and bank records to avoid verification delays. Matching details across PAN, Aadhaar and your bank account prevents most verification failures.

Edvisor standalone without investing benefits. For account-specific help, reach care@floatr.in or use in-app support.

Possible but lower participation—many combine both. For account-specific help, reach care@floatr.in or use in-app support.

Industry varies; we share benchmarks during sales process. For account-specific help, reach care@floatr.in or use in-app support.

Discuss employer branding in comms during setup. For account-specific help, reach care@floatr.in or use in-app support.

India payroll employees eligible per local program. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Voluntary opt-in messaging and clear comms supported. For account-specific help, reach care@floatr.in or use in-app support.

GigRise flexible models for variable headcount. For account-specific help, reach care@floatr.in or use in-app support.

GigRise suits distributed franchise staff enrollment. For account-specific help, reach care@floatr.in or use in-app support.

Floatr adds wealth-building, not just protection. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy. Compare sum insured, exclusions and waiting periods across options before you decide.

Edvisor + ongoing nudges + simple UX sustain engagement. For account-specific help, reach care@floatr.in or use in-app support.

Documentation provided for procurement. For account-specific help, reach care@floatr.in or use in-app support.

Contact Us to schedule. For account-specific help, reach care@floatr.in or use in-app support.

Yes. Many employers begin with one location, department or employee band before a company-wide rollout. Pilots help refine communication and payroll timing. For account-specific help, reach care@floatr.in or use in-app support.

Commercial terms vary by program size and scope. Discuss flexibility during your demo—annual partnerships are common but not the only option. For account-specific help, reach care@floatr.in or use in-app support.

Traditional brokers focus on individual trading. Floatr adds payroll integration, HR reporting, employee education and multi-product workplace journeys in one program. For account-specific help, reach care@floatr.in or use in-app support.

If you run Elevate Plus and Edvisor together, employee identity may be linked for a seamless experience, but access is limited to what each program requires. Privacy controls apply throughout. For data requests or security concerns, contact care@floatr.in with your registered mobile number.

Your legal or procurement team typically signs alongside HR/Finance. Floatr provides privacy and security documentation to support vendor review. For data requests or security concerns, contact care@floatr.in with your registered mobile number.

Payroll benefits: investing, NPS, gold, mobile lease, insurance, wellness. For account-specific help, reach care@floatr.in or use in-app support.

MF, Corporate NPS, digital gold, mobile lease, group insurance, guidance. For account-specific help, reach care@floatr.in or use in-app support.

Elevate Plus = salaried payroll; GigRise = frontline/gig with emergency support. For account-specific help, reach care@floatr.in or use in-app support.

IT, SaaS, startups, consulting, BFSI, healthcare, education, corporate offices. For account-specific help, reach care@floatr.in or use in-app support.

Recommended for salary-linked investing—scoped at onboarding. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Weeks typical after payroll alignment. For account-specific help, reach care@floatr.in or use in-app support.

Yes—bundled employee value proposition. For account-specific help, reach care@floatr.in or use in-app support.

Available as part of workplace benefits package. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy. Compare sum insured, exclusions and waiting periods across options before you decide.

Can be included—terms per employer policy. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy. Compare sum insured, exclusions and waiting periods across options before you decide.

Yes—payroll-linked NPS for employees. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources. NPS rules are prescribed by PFRDA—confirm current withdrawal, annuity and tax provisions on official sources.

Guidance and education alongside products. For account-specific help, reach care@floatr.in or use in-app support.

Scales from growing teams—ask in demo. For account-specific help, reach care@floatr.in or use in-app support.

Product-dependent—NPS, 80C instruments per prevailing rules. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Participation and enrollment reporting. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Mobile-first invite → KYC → choose products. For account-specific help, reach care@floatr.in or use in-app support.

Voluntary enrollment model. For account-specific help, reach care@floatr.in or use in-app support.

Employees adjust within rules and cut-offs. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Per prevailing salary sacrifice/lease rules—employer CA advises. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Modern benefits help offers vs cash-only peers. For account-specific help, reach care@floatr.in or use in-app support.

Meaningful benefits improve stickiness—especially NPS and insurance. For account-specific help, reach care@floatr.in or use in-app support.

Can integrate or transition—discuss at sale. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy. Compare sum insured, exclusions and waiting periods across options before you decide.

Supported across India. For account-specific help, reach care@floatr.in or use in-app support.

Same program; employers may set eligibility bands. For account-specific help, reach care@floatr.in or use in-app support.

Edvisor/tax awareness content helps employees. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Explore Elevate Plus or book demo. For account-specific help, reach care@floatr.in or use in-app support.

Eligibility is defined by your employer—many include part-time and full-time salaried staff. Confirm with HR which bands are enrolled. For account-specific help, reach care@floatr.in or use in-app support.

Tax treatment depends on salary structure and prevailing rules for device lease or reimbursement. Your employer’s CA should confirm treatment in your organisation. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions.

Employees can link new investing through Floatr; transferring external holdings depends on fund and platform rules. Guidance is available during onboarding. All market-linked products carry risk; past performance does not guarantee future results.

Payroll files are transmitted through agreed secure channels with access limited to implementation staff. See enterprise security FAQs for detail. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings.

Account managers review participation and product usage ahead of renewal. You can expand benefits, add Edvisor or adjust contribution models. For account-specific help, reach care@floatr.in or use in-app support.

Frontline, gig, contract and distributed essential workers. For account-specific help, reach care@floatr.in or use in-app support.

Investing, emergency loan support, insurance, wellness guidance. For account-specific help, reach care@floatr.in or use in-app support.

GigRise for operational/mobile workforces; Elevate Plus for payroll office staff. For account-specific help, reach care@floatr.in or use in-app support.

Logistics, retail, security, staffing, FM, hospitality, field sales, mobility. For account-specific help, reach care@floatr.in or use in-app support.

Flexible pay cycles adapted at setup. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Mobile app—no desk required. For account-specific help, reach care@floatr.in or use in-app support.

Responsible short-term access for genuine emergencies—terms apply. For account-specific help, reach care@floatr.in or use in-app support.

UX designed for quick onboarding on basic smartphones. For account-specific help, reach care@floatr.in or use in-app support.

Simple flows; language expansion per roadmap. For account-specific help, reach care@floatr.in or use in-app support.

Core use case for gig logistics networks. For account-specific help, reach care@floatr.in or use in-app support.

Popular—mobile enrollment on shift-friendly timing. For account-specific help, reach care@floatr.in or use in-app support.

High volume rollout supported. For account-specific help, reach care@floatr.in or use in-app support.

Enrollment doesn’t require permanent employment. For account-specific help, reach care@floatr.in or use in-app support.

Digital investing from bank-linked pay where applicable. For account-specific help, reach care@floatr.in or use in-app support.

Short journeys and HR-assisted enrollment options. For account-specific help, reach care@floatr.in or use in-app support.

Notifications and flows respect odd hours. For account-specific help, reach care@floatr.in or use in-app support.

KYC and regulated product rails reduce informal lending risk. Never share OTPs or passwords with anyone—even if they claim to represent Floatr.

Group policies scaled to workforce size. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy. Compare sum insured, exclusions and waiting periods across options before you decide.

Corporate NPS where employer sponsors payroll contribution. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources. NPS rules are prescribed by PFRDA—confirm current withdrawal, annuity and tax provisions on official sources.

Participation analytics for operations leaders. For account-specific help, reach care@floatr.in or use in-app support.

Rollout materials adaptable per region. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Long-term wealth vs spent monthly perks. For account-specific help, reach care@floatr.in or use in-app support.

Transparent comms: voluntary, regulated, employee-owned accounts. For account-specific help, reach care@floatr.in or use in-app support.

Yes—phased geographic rollout. For account-specific help, reach care@floatr.in or use in-app support.

Explore GigRise. For account-specific help, reach care@floatr.in or use in-app support.

HR-assisted enrollment and shared kiosks are options in some deployments. Mobile access is recommended for ongoing investing and support. For account-specific help, reach care@floatr.in or use in-app support.

GigRise journeys are designed for clarity; regional language support is expanded based on workforce needs—ask during program design. For account-specific help, reach care@floatr.in or use in-app support.

Loan applications use regulated lending partners with their own KYC and privacy policies. Floatr facilitates access but does not store unnecessary loan document copies beyond compliance needs. For data requests or security concerns, contact care@floatr.in with your registered mobile number.

Franchise or site managers do not receive individual financial data—only employer-configured aggregate reporting where applicable. For account-specific help, reach care@floatr.in or use in-app support.

KYC, OTP verification and employer roster matching reduce fake enrollments. Report suspicious invites to HR and Floatr support immediately. Never share OTPs or passwords with anyone—even if they claim to represent Floatr.

Financial education: tax, investing, retirement, goals for employees. For account-specific help, reach care@floatr.in or use in-app support.

Edvisor teaches; others transact benefits. For account-specific help, reach care@floatr.in or use in-app support.

Money skills, tax, MF, NPS, gold, retirement, goals. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy. Compare sum insured, exclusions and waiting periods across options before you decide.

Ready programs, 50–50,000 employees, hybrid-friendly. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Workshops, webinars and modules—mix per employer. For account-specific help, reach care@floatr.in or use in-app support.

Yes—standalone wellbeing initiative. For account-specific help, reach care@floatr.in or use in-app support.

50 employees minimum typical; scales to enterprise. For account-specific help, reach care@floatr.in or use in-app support.

Virtual sessions and digital modules included. For account-specific help, reach care@floatr.in or use in-app support.

Content tracks for all levels. For account-specific help, reach care@floatr.in or use in-app support.

Inclusive modules on common planning gaps. For account-specific help, reach care@floatr.in or use in-app support.

Orientation sessions available. For account-specific help, reach care@floatr.in or use in-app support.

Popular March–July calendar slots. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Attendance, quizzes and feedback surveys. For account-specific help, reach care@floatr.in or use in-app support.

Can consolidate vendor spend into one platform. For account-specific help, reach care@floatr.in or use in-app support.

Core curriculum with employer branding options. For account-specific help, reach care@floatr.in or use in-app support.

Monthly, quarterly or annual programs. For account-specific help, reach care@floatr.in or use in-app support.

Education-only—non-mandatory attendance options. For account-specific help, reach care@floatr.in or use in-app support.

Recommended: learn then invest via payroll. For account-specific help, reach care@floatr.in or use in-app support.

We provide exec summary decks for approval. For account-specific help, reach care@floatr.in or use in-app support.

Fits HR learning calendars and compliance hours. For account-specific help, reach care@floatr.in or use in-app support.

Primarily English; Hindi options on request. For account-specific help, reach care@floatr.in or use in-app support.

45–90 min typical workshops. For account-specific help, reach care@floatr.in or use in-app support.

Yes for hybrid workforces when agreed. For account-specific help, reach care@floatr.in or use in-app support.

Per employee or annual license—demo for quote. For account-specific help, reach care@floatr.in or use in-app support.

Explore Edvisor. For account-specific help, reach care@floatr.in or use in-app support.

Recordings can be shared internally per your policy. Access links should be distributed through secure employer channels, not public URLs. For account-specific help, reach care@floatr.in or use in-app support.

Optional attendance and quiz metrics help HR measure engagement. Individual scores are not shared with managers by default unless you configure otherwise. For account-specific help, reach care@floatr.in or use in-app support.

Core modules cover universal topics; employers can add company-specific policy segments or benefits explainers during implementation. For account-specific help, reach care@floatr.in or use in-app support.

Q&A can be anonymous; personal account details should never be shared in group sessions. One-on-one guidance follows confidentiality norms. For data requests or security concerns, contact care@floatr.in with your registered mobile number.

Questions may be logged to improve content unless asked anonymously in a live session. Sensitive personal data should not be submitted in forms. For account-specific help, reach care@floatr.in or use in-app support.

Many SIPs from ₹500/month—fund dependent. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

SIP = regular; lumpsum = one-time surplus. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Fixed sum invested automatically on a schedule. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

No—market-linked; past performance ≠ future. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Yes via app subject to cut-offs. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Equity: growth/volatility. Debt: stability. Hybrid: blend. For account-specific help, reach care@floatr.in or use in-app support.

Regular withdrawals—often retirement income. For account-specific help, reach care@floatr.in or use in-app support.

Expense ratio; possible exit load—see fund docs. For account-specific help, reach care@floatr.in or use in-app support.

Partial or full redemption; bank credit in few days. For account-specific help, reach care@floatr.in or use in-app support.

80C eligible, 3-year lock-in—old tax regime. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Floatr offers access per partner setup—check fund details. For account-specific help, reach care@floatr.in or use in-app support.

Net Asset Value—per-unit price of the fund. For account-specific help, reach care@floatr.in or use in-app support.

Growth reinvests; IDCW pays dividends—tax treatment differs. For account-specific help, reach care@floatr.in or use in-app support.

SEBI risk label from low to very high—read before investing. For account-specific help, reach care@floatr.in or use in-app support.

Company size exposure—risk/return profile differs. For account-specific help, reach care@floatr.in or use in-app support.

Passively track an index—often lower cost. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Active funds: manager picks securities. Passive: rules-based. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Systematic Transfer Plan—move gradually between funds. For account-specific help, reach care@floatr.in or use in-app support.

Supported per platform rules and tax implications. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

One-time KYC enables mutual fund transactions. Ensure your name and date of birth match across PAN, Aadhaar and bank records to avoid verification delays. Matching details across PAN, Aadhaar and your bank account prevents most verification failures.

Pick debit date matching salary credit. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Increase amount or add lumpsum anytime. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Often better to continue—SIP averages cost; personal choice. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Depends on fund type and holding period—consult advisor. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Mutual Funds page or app. For account-specific help, reach care@floatr.in or use in-app support.

Expense ratio is the annual fee charged by a mutual fund, expressed as a percentage of assets. It is deducted from the fund’s returns—not billed separately to your bank account. For account-specific help, reach care@floatr.in or use in-app support.

Exit load is a fee some funds charge if you redeem within a specified period (e.g. 1 year). Check the scheme information document before investing. For account-specific help, reach care@floatr.in or use in-app support.

Equity and debt funds have different holding-period rules for STCG and LTCG. Tax treatment also depends on your chosen income-tax regime. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions.

Switching may be possible through redemption and reinvestment or switch transactions, with tax implications. Review carefully or seek advice before switching. For account-specific help, reach care@floatr.in or use in-app support.

Transactions route through regulated mutual fund infrastructure with OTP and mandate authentication. Never approve unknown payment requests. All market-linked products carry risk; past performance does not guarantee future results.

Yes—allocated vault gold backed by physical metal. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Yes—SIP/lumpsum without jewellery making charges. For account-specific help, reach care@floatr.in or use in-app support.

No—market prices fluctuate. For account-specific help, reach care@floatr.in or use in-app support.

Investment gold without ornament making charges. For account-specific help, reach care@floatr.in or use in-app support.

Coins/bars per minimums and terms. For account-specific help, reach care@floatr.in or use in-app support.

Capital gains rules by holding period—ask CA. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

SIP averages price; lumpsum for surplus. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Secured vaults with allocated holdings. For account-specific help, reach care@floatr.in or use in-app support.

Typically 24K investment grade per partner standards. For account-specific help, reach care@floatr.in or use in-app support.

Digital sell subject to platform hours and settlement. For account-specific help, reach care@floatr.in or use in-app support.

Spread/making on conversion; see product disclosure. For account-specific help, reach care@floatr.in or use in-app support.

Often 5–15% diversification—personal choice. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Historically used as store of value—not guaranteed. For account-specific help, reach care@floatr.in or use in-app support.

SGB: govt security, fixed tenure. Digital: flexible buy/sell. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Check app for transfer/gift features if available. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Available via workplace programs. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Gold can be volatile short-term too. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Per product minimums—often small fractions of gram. For account-specific help, reach care@floatr.in or use in-app support.

Prices track market; trading windows apply. For account-specific help, reach care@floatr.in or use in-app support.

Partner custodians maintain allocated gold audits. For account-specific help, reach care@floatr.in or use in-app support.

Some ecosystems offer LAMF—check availability. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Cultural familiarity and diversification alongside equities. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Global gold prices affect INR gold rates. For account-specific help, reach care@floatr.in or use in-app support.

Parents can invest in own account for goals. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Digital Gold. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Allocated gold is held with accredited vault providers through regulated partners. Your holding is recorded in grams against your account. All market-linked products carry risk; past performance does not guarantee future results.

Digital purchase avoids jewellery making charges. Conversion to physical coins may involve minting or delivery fees per product terms. All market-linked products carry risk; past performance does not guarantee future results.

Buy and sell prices track live market rates with a transparent spread shown before you confirm each transaction. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Vault storage with insurance and allocated holdings reduces theft risk compared to keeping physical gold at home. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

You should redeem or transfer digital gold holdings before account closure. Unredeemed balances follow partner terms and regulatory requirements. All market-linked products carry risk; past performance does not guarantee future results.

Individual National Pension System—retirement investing with tax benefits. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources. NPS rules are prescribed by PFRDA—confirm current withdrawal, annuity and tax provisions on official sources.

Tier 1: retirement, tax benefits, regulated exit. Tier 2: flexible, fewer tax perks. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources. NPS rules are prescribed by PFRDA—confirm current withdrawal, annuity and tax provisions on official sources.

80CCD(1) within limits + ₹50k 80CCD(1B)—rules apply. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Indian citizens 18–70 including salaried and self-employed. For account-specific help, reach care@floatr.in or use in-app support.

PPF: fixed sovereign returns. NPS: market-linked pension with different rules. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources. NPS rules are prescribed by PFRDA—confirm current withdrawal, annuity and tax provisions on official sources.

Partial for eligible reasons; full exit rules apply. For account-specific help, reach care@floatr.in or use in-app support.

Select/switch PFMs in account. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Permanent Retirement Account Number—your NPS ID. For account-specific help, reach care@floatr.in or use in-app support.

Active choice or auto lifecycle funds. For account-specific help, reach care@floatr.in or use in-app support.

Regulatory cap on equity exposure in pension funds. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources. NPS rules are prescribed by PFRDA—confirm current withdrawal, annuity and tax provisions on official sources.

Minimum annual Tier 1 contribution rules—check PFRDA. For account-specific help, reach care@floatr.in or use in-app support.

Retail = you contribute. Corporate = employer/payroll may contribute. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Part of corpus may buy annuity per rules. For account-specific help, reach care@floatr.in or use in-app support.

Eligible portion withdrawable; balance may need annuity. For account-specific help, reach care@floatr.in or use in-app support.

NPS: pension structure + tax perks. MF: flexible redemption. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources. NPS rules are prescribed by PFRDA—confirm current withdrawal, annuity and tax provisions on official sources.

Allowed within PFRDA rules. For account-specific help, reach care@floatr.in or use in-app support.

One Tier 1 per person; Tier 2 optional. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources. NPS rules are prescribed by PFRDA—confirm current withdrawal, annuity and tax provisions on official sources.

Required—update in NPS records. For account-specific help, reach care@floatr.in or use in-app support.

Floatr enables digital journey. For account-specific help, reach care@floatr.in or use in-app support.

Specific PFRDA rules for NRIs—verify eligibility. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources. NPS rules are prescribed by PFRDA—confirm current withdrawal, annuity and tax provisions on official sources.

Rules on lump sum and annuity taxation—evolving; consult CA. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Auto choice if you don’t actively select allocation. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources. NPS rules are prescribed by PFRDA—confirm current withdrawal, annuity and tax provisions on official sources.

Monthly, quarterly or annual options. For account-specific help, reach care@floatr.in or use in-app support.

Dashboard shows units and value. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources. NPS rules are prescribed by PFRDA—confirm current withdrawal, annuity and tax provisions on official sources.

Retail NPS or app. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources. NPS rules are prescribed by PFRDA—confirm current withdrawal, annuity and tax provisions on official sources.

PRAN (Permanent Retirement Account Number) is your unique NPS identifier, like a folio number, used for all Tier I and Tier II transactions. For account-specific help, reach care@floatr.in or use in-app support.

Yes. Tier I is the retirement account with tax benefits; Tier II is optional for additional flexible investing linked to the same PRAN. For account-specific help, reach care@floatr.in or use in-app support.

Log in to your NPS account via the app to switch between active or auto asset allocation, subject to PFRDA rules and frequency limits. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources.

For Corporate NPS, your employer may see contribution amounts they sponsor—not your entire PRAN balance unless you choose to share it. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings.

NPS records are maintained by regulated custodians with authentication for every transaction. Protect your PRAN login and OTP like banking credentials. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources.

Employer-facilitated payroll-linked NPS for employees. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources. NPS rules are prescribed by PFRDA—confirm current withdrawal, annuity and tax provisions on official sources.

EVP, retention, tax-efficient comp structure, wellness signal. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

No—structured retirement and partial withdrawal rules. For account-specific help, reach care@floatr.in or use in-app support.

Employee, employer or both—per company policy. For account-specific help, reach care@floatr.in or use in-app support.

80CCD deductions subject to limits and regime. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Contribution may be deductible expense within rules—CA confirms. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Floatr handles registration, payroll deduction, support. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Scales widely—discuss in demo. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Voluntary enrollment typical. For account-specific help, reach care@floatr.in or use in-app support.

Employer sets suggested default; employee confirms. For account-specific help, reach care@floatr.in or use in-app support.

Some companies match—policy decision. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Account stays with employee; employer contribution rules per policy. For account-specific help, reach care@floatr.in or use in-app support.

Each employee gets individual PRAN. For account-specific help, reach care@floatr.in or use in-app support.

Additional employer contribution benefits possible—rules apply. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Aligned with salary cycle. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Provided for HR launch. For account-specific help, reach care@floatr.in or use in-app support.

Shared for employer records. Ensure your name and date of birth match across PAN, Aadhaar and bank records to avoid verification delays. Matching details across PAN, Aadhaar and your bank account prevents most verification failures.

Corporate NPS typically Tier 1 retirement account. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources. NPS rules are prescribed by PFRDA—confirm current withdrawal, annuity and tax provisions on official sources.

Different products—some employers offer both. For account-specific help, reach care@floatr.in or use in-app support.

Voluntary benefit communication supported. For account-specific help, reach care@floatr.in or use in-app support.

Contribution summaries for payroll reconciliation. For account-specific help, reach care@floatr.in or use in-app support.

Rollout across entities possible. For account-specific help, reach care@floatr.in or use in-app support.

Eligibility per employer definition. For account-specific help, reach care@floatr.in or use in-app support.

In commercial proposal. For account-specific help, reach care@floatr.in or use in-app support.

Corporate NPS. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources. NPS rules are prescribed by PFRDA—confirm current withdrawal, annuity and tax provisions on official sources.

Yes. Many companies define employer NPS as a fixed percentage of basic or a flat amount—configured during program setup with HR and Finance. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings.

Contributions already credited to your PRAN remain yours subject to NPS rules. Future employer contributions stop after your last payroll cycle. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings.

Implementation depends on structure and scale. Floatr guides HR through registration and payroll deduction setup with regulated intermediaries. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources.

Contribution files use encrypted channels agreed during onboarding. Only authorised payroll and implementation contacts receive access. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings.

Yes. Statements typically show employee and employer contributions separately for transparency and tax documentation. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings.

Life, health, vehicle, group—for individuals and companies. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy. Compare sum insured, exclusions and waiting periods across options before you decide.

Yes if dependents or liabilities exist. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy. Compare sum insured, exclusions and waiting periods across options before you decide.

Part of Elevate Plus and GigRise programs. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy. Compare sum insured, exclusions and waiting periods across options before you decide.

Term: high cover, lower cost. Traditional: savings mix—often costlier. For account-specific help, reach care@floatr.in or use in-app support.

Consider city costs, family size—often ₹5–10L+ starting urban. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy. Compare sum insured, exclusions and waiting periods across options before you decide.

Employer policy covering eligible employees/dependents. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy. Compare sum insured, exclusions and waiting periods across options before you decide.

Portability rules apply—insurer acceptance required. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy. Compare sum insured, exclusions and waiting periods across options before you decide.

Via insurer TPA/app—Floatr guides where applicable. For account-specific help, reach care@floatr.in or use in-app support.

Optional add-on on some policies. For account-specific help, reach care@floatr.in or use in-app support.

Supplement employer base cover for higher limits. For account-specific help, reach care@floatr.in or use in-app support.

One policy covering family members—common in retail health. For account-specific help, reach care@floatr.in or use in-app support.

Motor third-party and comprehensive options. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy. Compare sum insured, exclusions and waiting periods across options before you decide.

Discount for claim-free years on motor/health per insurer. For account-specific help, reach care@floatr.in or use in-app support.

Initial waiting for pre-existing in health policies. For account-specific help, reach care@floatr.in or use in-app support.

Required—non-disclosure can void claims. For account-specific help, reach care@floatr.in or use in-app support.

Often until retirement or loan payoff horizon. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy. Compare sum insured, exclusions and waiting periods across options before you decide.

May need top-up if sum insured low vs city costs. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Check policy inclusions and waiting periods. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy. Compare sum insured, exclusions and waiting periods across options before you decide.

Read policy wordings—change by product. For account-specific help, reach care@floatr.in or use in-app support.

Age-band and claim history affect renewal. For account-specific help, reach care@floatr.in or use in-app support.

Protection first—avoid mixing unless intentional. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy. Compare sum insured, exclusions and waiting periods across options before you decide.

Essential—keep updated. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy. Compare sum insured, exclusions and waiting periods across options before you decide.

Combined in workplace programs. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy. Compare sum insured, exclusions and waiting periods across options before you decide.

Floatr helps compare options with guidance. For account-specific help, reach care@floatr.in or use in-app support.

Insurance. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy. Compare sum insured, exclusions and waiting periods across options before you decide.

Insurers may not cover certain conditions for an initial period after policy start. Always disclose medical history honestly at purchase. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy.

Network hospitals bill the insurer directly for approved claims. Keep your e-card or policy number accessible during admission. For account-specific help, reach care@floatr.in or use in-app support.

Nominees contact the insurer with policy documents, death certificate and KYC. Floatr or your employer can guide you to the right insurer contact. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy.

Insurers receive health declarations you submit for underwriting. This is governed by IRDAI regulations and the insurer’s privacy policy. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy.

Low-cover or group policies may need less documentation; higher covers often require medical tests. Disclosure requirements are shown during purchase. Read policy wordings carefully for exclusions, waiting periods and claim procedures before you buy.

Cost + timeline + monthly action turns wishes into plans. For account-specific help, reach care@floatr.in or use in-app support.

Home, education, wedding, travel, emergency fund, business, freedom. For account-specific help, reach care@floatr.in or use in-app support.

Set target and date; Floatr shows required monthly investment. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Future costs higher—inflate targets in planning. For account-specific help, reach care@floatr.in or use in-app support.

Prioritise and allocate separate SIPs or combined plan. For account-specific help, reach care@floatr.in or use in-app support.

Resume when possible; extend timeline or top up later. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Short: safer liquid options. Long: more growth exposure. For account-specific help, reach care@floatr.in or use in-app support.

Often 6–12 months essential expenses. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Target % of property price + timeline → monthly SIP. For account-specific help, reach care@floatr.in or use in-app support.

Inflate tuition estimates; start early for compounding. For account-specific help, reach care@floatr.in or use in-app support.

Fixed date goals need conservative allocation near date. For account-specific help, reach care@floatr.in or use in-app support.

Largest long-term goal—see retirement section too. For account-specific help, reach care@floatr.in or use in-app support.

Emergency fund first, then high-priority timed goals. For account-specific help, reach care@floatr.in or use in-app support.

Update when income or estimates change. For account-specific help, reach care@floatr.in or use in-app support.

Bonuses can accelerate—use goal calculator. For account-specific help, reach care@floatr.in or use in-app support.

Dashboard vs target percentage. For account-specific help, reach care@floatr.in or use in-app support.

Extend timeline or reduce target—not abandon saving. For account-specific help, reach care@floatr.in or use in-app support.

Increase SIP annually with salary hikes. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

EMI calculator + goal planning for freedom date. For account-specific help, reach care@floatr.in or use in-app support.

Education/health often higher than CPI—calculators let you adjust. For account-specific help, reach care@floatr.in or use in-app support.

Can tag mentally; one portfolio with total SIP also works. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Yes—tools on planning hub. For account-specific help, reach care@floatr.in or use in-app support.

Edvisor covers goal framing for teams. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Plan household target; individual accounts may invest. For account-specific help, reach care@floatr.in or use in-app support.

Goal Planning. For account-specific help, reach care@floatr.in or use in-app support.

Yes. Keep 6–12 months of expenses in liquid or low-risk instruments before aggressive goal SIPs, so emergencies do not force redemptions. All market-linked products carry risk; past performance does not guarantee future results.

Review at least once a year or after major life events—marriage, child, job change—to update amounts, timelines and asset allocation. For account-specific help, reach care@floatr.in or use in-app support.

Plan household targets together, but investments may sit in individual accounts for tax and KYC clarity. Nominees should reflect your wishes. For account-specific help, reach care@floatr.in or use in-app support.

Use conservative assumptions for equity (e.g. 10–12%) and lower for debt goals. Floatr calculators let you stress-test different rates. All market-linked products carry risk; past performance does not guarantee future results.

Goal inputs you save in the app are tied to your account with standard cloud security. Do not share login credentials with others. For account-specific help, reach care@floatr.in or use in-app support.

Old: deductions + higher slabs. New: lower slabs, fewer deductions. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

80CCD including ₹50k extra 80CCD(1B) for individuals. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Regime choice matters at many income levels. For account-specific help, reach care@floatr.in or use in-app support.

₹1.5L deduction bucket—ELSS, PPF, insurance premium, etc.—old regime. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Evaluate yearly—income, rent, loans, investments. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

80C + equity exposure; 3-year lock-in. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Year-round avoids rushed decisions. For account-specific help, reach care@floatr.in or use in-app support.

Deduction for health premium—limits per family structure. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Old regime if you pay rent and meet conditions. For account-specific help, reach care@floatr.in or use in-app support.

Section 24(b) interest deduction—old regime limits. For account-specific help, reach care@floatr.in or use in-app support.

Available in both regimes for salaried—amount per Finance Act. For account-specific help, reach care@floatr.in or use in-app support.

Employer may ask choice at start of year. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Equity/debt rules differ by holding period. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Employer deducts per declared regime and investments. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Submit declarations/proofs to employer per payroll cycle. For account-specific help, reach care@floatr.in or use in-app support.

Equity/LTCG/STCG rules apply on redemptions. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Separate benefits in corporate structure—rules apply. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Tax Calculator compares regimes. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

State-level deduction from salary—not income tax. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Corporate NPS employer contribution taxation—consult CA. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Correct—most Chapter VI-A deductions unavailable. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Added on tax per income slabs. For account-specific help, reach care@floatr.in or use in-app support.

Self-employed may pay quarterly if liability high. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Avoidance via legal deductions OK; evasion is illegal. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Tax Planning. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Form 16 is your employer’s certificate of salary and TDS deducted. Use it with investment proofs to file your income-tax return accurately. For account-specific help, reach care@floatr.in or use in-app support.

Salaried employees typically declare regime choice to the employer at the start of the financial year. Mid-year switches follow current IT rules—confirm with payroll. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions.

Taxation of dividends and capital gains depends on fund type, holding period and your regime. Dividend income is generally taxable in the hands of the investor. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions.

No. Using legal deductions and exemptions is tax planning. Hiding income or fake deductions is evasion and carries penalties. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions.

You may upload or reference documents in the app where features exist. Store copies securely and do not share tax files over unsecured channels. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions.

As early as possible—time compounds. For account-specific help, reach care@floatr.in or use in-app support.

Based on expenses, inflation, longevity—use calculator. For account-specific help, reach care@floatr.in or use in-app support.

NPS + mutual funds + insurance mix common. For account-specific help, reach care@floatr.in or use in-app support.

Pool funding living expenses after work stops. For account-specific help, reach care@floatr.in or use in-app support.

NPS: pension + tax perks. MF: flexible. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources. NPS rules are prescribed by PFRDA—confirm current withdrawal, annuity and tax provisions on official sources.

Often 70–80% of pre-retirement expenses—inflation adjusted. For account-specific help, reach care@floatr.in or use in-app support.

Save more, work longer slightly, cut unnecessary expenses. For account-specific help, reach care@floatr.in or use in-app support.

Heuristic for sustainable drawdown—adjust for India context. For account-specific help, reach care@floatr.in or use in-app support.

Annuity: insurer income. SWP: redeem MF units periodically. For account-specific help, reach care@floatr.in or use in-app support.

Critical—expenses rise even when income fixed. For account-specific help, reach care@floatr.in or use in-app support.

Budget separately—costs spike with age. For account-specific help, reach care@floatr.in or use in-app support.

Many use EPF + NPS + MF together. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources. NPS rules are prescribed by PFRDA—confirm current withdrawal, annuity and tax provisions on official sources.

Joint longevity and spouse cover matter. For account-specific help, reach care@floatr.in or use in-app support.

Needs larger corpus and longer drawdown period. For account-specific help, reach care@floatr.in or use in-app support.

Reduces corpus need—semi-retirement model. For account-specific help, reach care@floatr.in or use in-app support.

Factor into gap analysis if applicable. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Include in retirement cash flow planning. For account-specific help, reach care@floatr.in or use in-app support.

Annually or on major life events. For account-specific help, reach care@floatr.in or use in-app support.

Often shift toward debt/balanced funds. For account-specific help, reach care@floatr.in or use in-app support.

Estate planning complements retirement corpus. For account-specific help, reach care@floatr.in or use in-app support.

Interest, dividends, capital gains, annuity—each taxed differently. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Retirement Calculator. For account-specific help, reach care@floatr.in or use in-app support.

Payroll NPS builds corpus automatically. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources. NPS rules are prescribed by PFRDA—confirm current withdrawal, annuity and tax provisions on official sources.

Costly—small SIPs now beat large ones later. For account-specific help, reach care@floatr.in or use in-app support.

Retirement Planning. For account-specific help, reach care@floatr.in or use in-app support.

A US heuristic suggesting withdrawing 4% of retirement corpus annually. In India, adjust for inflation, healthcare costs and longevity—use personalised calculators. For account-specific help, reach care@floatr.in or use in-app support.

Yes. EPF is often a core fixed-income pillar. Combine it with NPS and mutual funds for a complete retirement picture. For account-specific help, reach care@floatr.in or use in-app support.

₹1 lakh monthly today may need ₹3–4 lakh+ in 20 years at 6–7% inflation. Plans must inflate future expense estimates. For account-specific help, reach care@floatr.in or use in-app support.

Model a earlier retirement age in calculators to see required corpus and SIP. Early retirement needs higher savings rates and disciplined investing. For account-specific help, reach care@floatr.in or use in-app support.

Calculator inputs on the web are not saved unless you log in and save a plan. Account-linked plans follow app privacy settings. For data requests or security concerns, contact care@floatr.in with your registered mobile number.

Yes—all on planning hub. For account-specific help, reach care@floatr.in or use in-app support.

SIP, Goal, Tax or Retirement by priority. For account-specific help, reach care@floatr.in or use in-app support.

No—illustrative assumptions only. For account-specific help, reach care@floatr.in or use in-app support.

No for web calculators. For account-specific help, reach care@floatr.in or use in-app support.

SIP, lumpsum, SWP, retirement, tax, goal, EMI, education, wedding, inflation, retail NPS, corporate NPS. For account-specific help, reach care@floatr.in or use in-app support.

No—for complex cases use professionals. For account-specific help, reach care@floatr.in or use in-app support.

Depends on inputs—update regularly. For account-specific help, reach care@floatr.in or use in-app support.

See future value of monthly investing. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

One-time investment growth illustration. For account-specific help, reach care@floatr.in or use in-app support.

How long corpus lasts with monthly withdrawals. For account-specific help, reach care@floatr.in or use in-app support.

Monthly SIP needed for target amount. For account-specific help, reach care@floatr.in or use in-app support.

Old vs new regime comparison. Tax rules and slabs change from time to time—confirm the latest provisions with a qualified tax advisor before making decisions. Review your choice each financial year, as slabs and deduction limits are updated in Union Budgets from time to time.

Corpus needed for desired income. For account-specific help, reach care@floatr.in or use in-app support.

Loan EMI and interest breakdown. For account-specific help, reach care@floatr.in or use in-app support.

Child education corpus planning. For account-specific help, reach care@floatr.in or use in-app support.

Wedding cost goal planning. For account-specific help, reach care@floatr.in or use in-app support.

Future value of today’s expenses. For account-specific help, reach care@floatr.in or use in-app support.

Retail and corporate NPS illustrations. NPS rules are set by PFRDA and may be updated—check current withdrawal and tax provisions on official sources. NPS rules are prescribed by PFRDA—confirm current withdrawal, annuity and tax provisions on official sources.

Yes—see sensitivity; don’t use unrealistic returns. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Screenshot or redo inputs—no account needed. For account-specific help, reach care@floatr.in or use in-app support.

Yes—works on phone browsers. For account-specific help, reach care@floatr.in or use in-app support.

Inputs typically not saved unless you save manually. For data requests or security concerns, contact care@floatr.in with your registered mobile number.

Model employer/employee contribution scenarios. Your employer typically sees enrollment and participation metrics, not individual portfolio balances or holdings. Your employer generally sees program participation summaries, not your individual holdings or balances.

Start SIP or book demo via linked pages. For account-specific help, reach care@floatr.in or use in-app support.

Calculators hub. For account-specific help, reach care@floatr.in or use in-app support.

They compound monthly investments at a constant annual return you enter. Real markets vary—use a range of return assumptions. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Yes. Screenshot or note inputs and outputs to discuss with a CA or financial planner. For account-specific help, reach care@floatr.in or use in-app support.

Web calculators typically process inputs in your browser session without requiring login. Saved scenarios in-app follow account privacy rules. For account-specific help, reach care@floatr.in or use in-app support.

Actual returns include fees, taxes, market timing and SIP misses. Calculators illustrate possibilities, not guaranteed outcomes. All market-linked products carry risk; past performance does not guarantee future results. Returns are market-linked—stay invested for goals matching your timeline rather than chasing short-term performance.

Use the EMI Calculator for loans and SIP/Goal calculators for wealth building—they solve different problems. For account-specific help, reach care@floatr.in or use in-app support.