Corporate NPS & EPF:
Designing Retirement Benefits for Employees
A practical conversation for HR leaders on how Corporate NPS can complement EPF and become part of a more effective retirement-benefit framework.
Why this conversation now?
The revised EPF wage ceiling creates a timely opportunity for organisations to revisit how retirement benefits are designed and communicated to employees.
The question is not EPF or NPS. It is how the two can work together within a broader employee retirement-benefit framework.
Effective date of the revised wage-ceiling change
What you’ll take away
A practical HR perspective on retirement-benefit design, Corporate NPS and implementation.
The new EPF landscape
What the revised wage ceiling means for employers and retirement-benefit conversations.
Corporate NPS as a benefit
How payroll-linked Corporate NPS works and where it fits alongside EPF.
The complete benefit framework
Tax value, salary structure, take-home considerations and employee needs.
From decision to rollout
The practical path from HR decision to employee communication and participation.
EPF + Corporate NPS
Two components that can work together within a more holistic retirement-benefit framework.
EPF
Retirement savings foundation
Corporate NPS
Employer-led, payroll-linked retirement layer
Together
A more holistic retirement benefit designed around employee needs, tax and implementation.
Built for HR leaders
For professionals thinking about retirement-benefit design, employee financial wellbeing and practical implementation.
Amit H L
Amit is the Co-Founder of Floatr, an employee financial-wellness platform focused on payroll-linked investing, retirement benefits and financial planning. He works with organisations on Corporate NPS and payroll-linked financial solutions.
Join the conversation.
7 October 2026 · 4:00 PM IST · Online · 60 Minutes